Fintech × College Athletics

Your points.
Your school.
Your seat.

Wishbone turns idle credit card rewards into athletic foundation donations — and moves you up the priority queue.

$0
New spending required
30%
Of card rewards go unredeemed each year

CFPB

$0
New cards or accounts
Setup in your bank app
What it is

A bridge between rewards you forget and seats you actually want.

Wishbone sits quietly between your bank and your school — converting the points you'd never use into real fundraising and real recognition.

  • Any card, any bank

    No new account or card needed. Works with the rewards you already have.

  • Passive giving

    Set it once. Points convert automatically — no pledge drives, no phone calls.

  • Real donations

    Cash arrives at the athletic foundation just like any other gift.

  • You move up

    Priority points credit to your account, improving your standing for tickets, parking, and experiences.

How it works

Five steps. Then it runs itself.

From the swipe at checkout to the seat at midfield — here's the path your points travel.

  1. Step 1

    You spend normally

    Any credit card, any purchase

  2. Step 2

    Rewards build up

    Redeem right in the bank app

  3. Step 3

    Wishbone converts

    Points become a cash donation

  4. Step 4

    Your school receives

    Cash goes straight to the athletic fund

  5. Step 5

    You earn priority

    Better seats and experiences

Who it's for

Two sides. One system.

For Universities

Built for athletic foundations

Add a passive giving channel that feeds directly into your existing priority point system — no new campaigns, no new asks.

For Issuers

Built for your portfolio

Turn idle points liability into a high-affinity redemption destination for your alumni cardholders — no new infrastructure required.

Partner with us

Apply to the launch cohort.

We're onboarding a focused first cohort of universities and issuers. Applications reviewed within 48 hours.

No commitment required. We'll follow up within 48 hours.

Are you an alumni or fan? Join the waitlist →